Watch a P&L become a monthly management report.
Posh reads the spreadsheet, lifts the figures into the report, writes it, and you mark it up before it goes out.
Fictional sample.
Build your monthly report outline
Agree the audience and cadence first with the reporting scope worksheet. This outline captures the actual results and commentary for one reporting period.
Start with a blank template or add your reviewed figures and commentary. This worksheet does not calculate figures or generate AI text. Downloading and copying are free, with no account.
Your entries stay in this page until you choose to continue. Review in Posh transfers them within this browser tab for up to 15 minutes; it does not upload or generate a report. Download before leaving if you want to keep your work.
Add results to highlight before continuing to Posh. You can download the blank template now.
See the editable report text
# Monthly management report Draft for review. Check all figures against the source before sharing. ## Client or business [Use a client label, not personal or account details.] ## Reporting period and basis [For example: September 2026, USD, accrual basis.] ## Source reports [Name the dated P&L, balance sheet or other exports you reviewed.] ## Results to highlight [Copy the key amounts and their labels from your reviewed source. Include current period and year to date where useful.] ## Comparison and explanation [State the comparison period or budget, the change and its confirmed cause. Mark unknown causes for follow-up.] ## Questions and decisions [What does the client need to clarify or decide? Leave out unsupported recommendations.] ## Agreed next steps [Name the action, owner and due date. Include only agreed actions.]
Want a formatted report? Review this text on the next screen, then choose Convert text to send it to Posh for AI processing. Unpaid visitors receive a short preview. Paid plans unlock full reports and downloads; Pro adds your branding and public share links. See a fictional finished example.
Choose the reports your client needs
Agree the scope before building a large pack. A concise monthly update may use a profit and loss report for the month and year to date, with a previous-period or previous-year comparison. Add balance sheet, cash, receivables, payables or budget information when it answers a specific client question. Label the reporting period, currency and accounting basis so the reader knows what the figures mean.
Make the comparison explicit
Name both periods and use the same basis. For example, a fictional September revenue of $24,000 compared with August revenue of $20,000 is a $4,000 increase, or 20% of the August amount. A change in a margin from 20% to 25% is five percentage points. A zero prior value does not support a percentage growth calculation. The worksheet does not calculate these values; enter only comparisons you have checked.
Separate the result from the explanation
A P&L shows what changed; it may not explain why. Record the source figure first, then your confirmed explanation. If the cause is unknown, write a question for the client instead of presenting an assumption as fact. Keep cash balances separate from accounting profit. Do not turn an unexplained movement into a recommendation.
Finish with a short review checklist
Check totals against the dated export, confirm the periods and units, distinguish actuals from budgets, remove unused template prompts and verify each explanation. Add an owner and due date to agreed actions. Save the editable outline for next month. Review any AI-formatted version before you send it to a client.
When a paid Posh report helps
The worksheet is free and works without AI. When you want the outline formatted into a report, review the text in Posh and request a short preview. Hobby includes 10 full reports a month at US$9. Pro includes 50 at US$29, your logo, name and color, and public share links. Posh works from the file or text you provide; it does not connect to a live accounting ledger or verify your books.